Support for Small Businesses Impacted by the Ice Storms
June 11, 2025 — SBA Announces Disaster Loans for Cheboygan, Emmet, Presque Isle, Charlevoix, Otsego, Montmorency, and Mackinac counties. Click here to learn more.
The recent severe ice storms beginning on March 28, 2025 have presented significant challenges for many small businesses across Northern Michigan. We understand that you may be facing power outages, property damage, inventory loss, and disruption to your operations. The Michigan Small Business Development Center (SBDC) is here to support you through this difficult time. Asking for help isn’t always easy, but we are here, ready to listen and provide practical support no matter how big or small your business.
What should you do right now?
- Assess the Damage: Carefully document all damage to your property, equipment, and inventory. Take photos and videos for insurance purposes and potential disaster relief applications.
- Contact Your Insurance Provider: Reach out to your insurance company immediately to understand your coverage for property damage, business interruption, and other potential losses.
- Keep Records: Maintain detailed records of all expenses related to the storm, including repairs, temporary solutions, and lost revenue. This information will be important for insurance claims and potential aid applications.
- Gather Your Current Financials: Gather and keep track of your current profit & loss statements, balance sheets, and recent tax returns (both business and personal) for potential loan requests and grant funding.
- Communicate with Your Customers and Suppliers: Let them know your current operating status and any potential delays. Clear communication can help maintain relationships during this challenging time.
How can the Michigan SBDC Help?
We understand that navigating the aftermath of a disaster can be overwhelming. Our experienced business advisors are here to provide confidential, no-cost support. They can assist with:
- Understanding Disaster Relief Options: We can help you identify and navigate potential disaster relief programs, including grants and loans. We’ll help you understand eligibility requirements and the application process.
- Assessing Economic Loss: We can work with you to understand the full economic impact of the ice storm on your business, even if it’s not immediately obvious.
- Rebuilding and Recovering Your Business: Whether you need help with developing a recovery plan, adjusting your business model, or finding temporary operating solutions, our advisors are here to guide you.
- Connecting you with Resources and Support: We have connections to a wide range of resources, including financial assistance, legal guidance, and more. We can help you find the right support for your specific needs.
Contact a Consultant Today for Assistance:
Sam Augusta
Serving Antrim, Benzie, Charlevoix, Emmet, Grand Traverse, Kalkaska, Leelanau, Manistee, Missaukee and Wexford counties
Joni Krolczyk
Serving Antrim, Benzie, Charlevoix, Emmet, Grand Traverse, Kalkaska, Leelanau, Manistee, Missaukee and Wexford counties
David Emmel
Serving Antrim, Benzie, Charlevoix, Emmet, Grand Traverse, Kalkaska, Leelanau, Manistee, Missaukee and Wexford counties
Jenna Dost
Serving Antrim, Benzie, Charlevoix, Emmet, Grand Traverse, Kalkaska, Leelanau, Manistee, Missaukee and Wexford counties
Carl Bourdelais
Serving Presque Isle and Alpena counties.
Timothy Rygwelski
Serving Alpena, Alcona, Cheboygan, Iosco and Presque Isle counties.
Tammy Dupuis
Serving Crawford, Otsego, Roscommon, Montmorency, Ogemaw and Otsego counties.
Resources
Michigan SBDC Disaster Recovery Guidebook
This working guide will direct you through the steps as you consider how to proceed post-disaster.
Quick Cash Loss Calculation Worksheet
Calculate the missed revenue and sales for the days your business was closed.
Reconstructing Your Finances
Guidance from the IRS on how to reconstruct your finances after a loss.
State of Michigan Resources
Resources for Residents, Road Clearing Progress, Shelters and Public Debris Disposal Sites, Power Outage Map, and more.
Damage Self-Reporting Tool
This survey is provided by the Michigan State Police, Emergency Management and Homeland Security Division for statewide use for residents to report damage following disasters.
Emergency Mini Grants: Emmet + Charlevoix County
Small businesses in Emmet and Charlevoix counties impacted by the March 28, 2025 ice storm are now eligible to apply for urgent mini grants to aid in their recovery.
SBA Disaster Loans
SBA Announces Disaster Loans for Cheboygan, Emmet, Presque Isle, Charlevoix, Otsego, Montmorency, and Mackinac counties. Click here to learn more.